Privacy Policy
Last updated: July 19, 2026
This Privacy Policy describes how FL & TX Mortgage Tools (“we,” “us,” or “our”) collects, uses, and shares information when you visit our website and use our calculators.
Information we collect
Information you provide
Our calculators run in your browser. Values you enter (home price, down payment, etc.) are not stored on our servers unless you contact us by email, in which case we receive whatever you choose to send.
Information collected automatically
When you visit our site, we and our partners may automatically collect:
- IP address, browser type, device type, and operating system
- Pages viewed, time on site, and referring URL
- Cookie identifiers and similar tracking technologies
How we use information
- Operate and improve our calculators and content
- Analyze traffic and usage patterns (e.g., Google Analytics)
- Display advertisements (e.g., Google AdSense)
- Respond to contact requests
- Protect against fraud and abuse
Cookies and advertising
We use cookies and similar technologies to remember preferences and measure site performance. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
Google's use of advertising cookies enables it and its partners to serve ads to you. You may opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.
See how Google uses data when you use our partners' sites: Google Partner Sites Policy.
Third-party services
We may use:
- Google AdSense — display advertising
- Google Analytics — website analytics
- Content delivery networks — e.g., Tailwind CSS, Chart.js (loaded from third-party hosts)
These services have their own privacy policies governing how they handle data.
Data retention
Analytics and advertising data is retained according to each provider's policies. Email correspondence is kept only as long as needed to respond to your inquiry.
Your rights
Depending on your location, you may have rights to access, correct, or delete personal data. California residents may have additional rights under the CCPA. Contact us at the address on our Contact page to make a request.
Children's privacy
This site is not directed to children under 13. We do not knowingly collect personal information from children.
Changes to this policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top will reflect changes. Continued use of the site after changes constitutes acceptance.
Contact
Questions about this Privacy Policy? See our Contact page.